Liz (858) 602-2100 Mike (858) 602-2100
Mike And Liz Costaglio
We began our mortgage careers in 1978, and in 1987 respectively. Throughout our careers, we have had the pleasure of helping buyers secure financing for the home of their dreams, helping investors achieve the right loan to maximize their investment and helping home owners refinance to lower their rate, shorten their loan term or access home equity for a current need.
Today’s mortgage market requires timely information, professional representation, and multiple loan choices. We are dedicated and knowledgeable mortgage professionals with over 70 years of combined mortgage and real estate experience and will provide you with the most current specialized information that will help you make the right loan decision. Whether you are buying or refinancing you can count on us to provide you with extraordinary service while helping you select the loan program that is right for you.
We are passionate about our business. You will find that we work differently than other mortgage brokers that you may be familiar with in the past. Beginning with our first contact with you and before you complete a loan application we will work to earn your business. Our commitment includes a complete analysis of your goals, needs, and financial situation. We will evaluate and explain completely your loan options as well as provide you with a written estimate of the loan program, interest rate, and fees. We will take the time to be certain that you understand the process and are comfortable with your decision. We are here to provide you with the professionalism and the integrity needed to ensure that you feel secure in what is one of the biggest financial decisions of your life. We know that choosing the right mortgage professional is a very important decision. Not only will making the right choice benefit you financially, but it can also make a complex process both simple and enjoyable.
We look forward to working with you.
C2 Financial Corporation
C2 Financial Corporation was founded in 2007 as a residential mortgage broker based in San Diego, California. In 2013 in a move to continue to enhance loan programs, rates, and terms for its clients C2 Financial Corporation added a mortgage banking division and a reverse mortgage division. With more than 500 loan officers closing over 1 billion dollars in loans annually C2 Financial Corporation has grown to be one of the largest mortgage brokers in the United States. The Scotsman Guide, a national industry publication verified and recognized C2 Financial Corporation as a Top Lender in the country for 2012 and 2013.
Additionally, because its massive loan volume, C2 Financial Corporation is able to negotiate preferred interest rates and service with over 50 national wholesale lender partners which allows its loan officers the ability to provide extraordinary levels of service, countless loan programs, and exceptional interest rates to its clients.
The C2 Financial Corporation spectrum of loans includes but is not limited to Conventional, Jumbo, FHA, and VA financing for both the purchase and the refinance market, for all property types and for all credit levels. Specialty programs include HARP, USDA, FHA Rehab, and Reverse Mortgages.
Our titles vary. We are mortgage consultants, we are loan originators, we are loan officers, we are mortgage brokers, and we are mortgage bankers. What does not vary is that every day, borrowers entrust us with one of the most important financial decisions of their life that if not executed properly, can have long-lasting repercussions.
Borrowers trust us as their mortgage advisor and we do not take that responsibility lightly. We do what is best for the client, not what is best for our bottom line. We are confident that by doing this, we not only are doing what is morally and ethically right, but we know that this belief system will result in our borrowers obtaining the right loan to help them achieve their goals and insure that we build relationships that grow.